| No | Saham | Perusahaan | Harga | Kenaikan |
|---|---|---|---|---|
| 1 | PT. Prodia Diagnostic Line Tbk. | Rp 162 | 35.00% | |
| 2 | PT. Niramas Utama Tbk. | Rp 1.755 | 24.91% | |
| 3 | PT. Multi Medika Internasional Tbk. | Rp 785 | 23.62% | |
| 4 | PT. Jasnita Telekomindo Tbk. | Rp 94 | 22.08% | |
| 5 | PT. Bank Jago Tbk. | Rp 1.200 | 18.23% |
| No | Saham | Perusahaan | Harga | Penurunan |
|---|---|---|---|---|
| 1 | PT. Nitrasanata Dharma Tbk. | Rp 1.660 | 14.87% | |
| 2 | PT. Bekasi Asri Pemula Tbk. | Rp 330 | 14.51% | |
| 3 | PT. Bukit Darmo Property Tbk | Rp 77 | 14.44% | |
| 4 | PT. Paramita Bangun Sarana Tbk. | Rp 730 | 12.57% | |
| 5 | PT. Hetzer Medical Indonesia Tbk. | Rp 75 | 10.71% |
| No | Saham | Volume Hari Ini | Rata-Rata Volume 5 Hari Sebelumnya | Volume Spike (x) | Harga |
|---|---|---|---|---|---|
| 1 | 179,144,200 | 3,045,740 | 58.82x | 94 ( 22.08 % ) | |
| 2 | 118,201,300 | 3,278,160 | 36.06x | 354 ( 15.69 % ) | |
| 3 | 173,478,000 | 5,587,040 | 31.05x | 137 ( 1.48 % ) | |
| 4 | 16,384,900 | 701,700 | 23.35x | 111 ( 3.74 % ) | |
| 5 | 24,395,100 | 1,590,880 | 15.33x | 166 ( 7.10 % ) |
| No | Saham | Perusahaan | Naik | Harga | Win Rate |
|---|---|---|---|---|---|
| 1 | PT. Niramas Utama Tbk. | 2 Hari | 1,755 (24.91%) | 100.00 % | |
| 2 | PT. Panca Anugrah Wisesa Tbk. | 21 Hari | 8,050 (0.63%) | 70.00 % | |
| 3 | PT. Impack Pratama Industri Tbk. | 19 Hari | 1,440 (-3.36%) | 63.33 % | |
| 4 | PT. Habco Trans Maritima Tbk. | 19 Hari | 454 (0.89%) | 63.33 % | |
| 5 | PT. Bintang Samudera Mandiri Lines Tbk. | 19 Hari | 525 (-0.94%) | 63.33 % |
| No | Saham | Perusahaan | Harga Awal | Harga Akhir | Profit |
|---|---|---|---|---|---|
| 1 | PT. Fortune Indonesia Tbk | 1,360 | 3,120 | 129.41 % | |
| 2 | PT. Kian Santang Muliatama Tbk. | 97 | 204 | 110.31 % | |
| 3 | PT. Multi Medika Internasional Tbk. | 374 | 785 | 109.89 % | |
| 4 | PT. Bhakti Multi Artha Tbk. | 950 | 1,770 | 86.32 % | |
| 5 | PT. Akasha Wira International Tbk. | 21,200 | 35,625 | 68.04 % |
| No | Saham | Perusahaan | Value (Rp) | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Bank Central Asia Tbk. | Rp 1.113,91 M | Rp 6.200 ( 0.40% ) | |
| 2 | PT. Bank Rakyat Indonesia (Persero) Tbk. | Rp 675,73 M | Rp 2.780 ( 0.36% ) | |
| 3 | PT. Bach Multi Global Tbk. | Rp 580,39 M | Rp 550 ( 0.00% ) | |
| 4 | PT. Bank Mandiri (Persero) Tbk. | Rp 436,84 M | Rp 4.040 ( 1.76% ) | |
| 5 | PT. Darma Henwa Tbk | Rp 399,91 M | Rp 332 ( 11.41% ) |
| No | Saham | Perusahaan | Volume (lot) | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Bumi Resources Tbk. | 26,95 M lot | Rp 141 ( 3.68% ) | |
| 2 | PT. Bakrie & Brothers Tbk | 14,53 M lot | Rp 89 ( 11.25% ) | |
| 3 | PT. Darma Henwa Tbk | 12,18 M lot | Rp 332 ( 11.41% ) | |
| 4 | PT. Wahana Interfood Nusantara Tbk. | 11,84 M lot | Rp 173 ( 8.13% ) | |
| 5 | PT. Bach Multi Global Tbk. | 9,74 M lot | Rp 550 ( 0.00% ) |
| No | Saham | Perusahaan | Frekuensi | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Bach Multi Global Tbk. | 426,6K | Rp 550 ( 0.00% ) | |
| 2 | PT. Esa Medika Mandiri Tbk. | 150,7K | Rp 500 ( 9.09% ) | |
| 3 | PT. Wahana Interfood Nusantara Tbk. | 80,2K | Rp 173 ( 8.13% ) | |
| 4 | PT. Darma Henwa Tbk | 51,1K | Rp 332 ( 11.41% ) | |
| 5 | PT. Bakrie & Brothers Tbk | 49,5K | Rp 89 ( 11.25% ) |
| No | Saham | Perusahaan | Asing Net Buy (lot) | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. GoTo Gojek Tokopedia Tbk. | +2,70 jt lot | Rp 50 ( 0.00% ) | |
| 2 | PT. Darma Henwa Tbk | +1,30 jt lot | Rp 332 ( 11.41% ) | |
| 3 | PT. Barito Pacific Tbk. | +228,0 rb lot | Rp 1.600 ( 6.67% ) | |
| 4 | PT. Bakrie & Brothers Tbk | +224,3 rb lot | Rp 89 ( 11.25% ) | |
| 5 | PT. Bank Mandiri (Persero) Tbk. | +217,5 rb lot | Rp 4.040 ( 1.76% ) |
| No | Saham | Perusahaan | Total Buy | Total Sell | Net Buy |
|---|---|---|---|---|---|
| 1 | PT. GoTo Gojek Tokopedia Tbk. | 75,76 jt lot | 8,59 jt lot | +67,17 jt lot | |
| 2 | PT. Puradelta Lestari Tbk. | 13,50 jt lot | 9,28 jt lot | +4,22 jt lot | |
| 3 | PT. Bank KB Indonesia Tbk. | 4,38 jt lot | 2,44 jt lot | +1,94 jt lot | |
| 4 | PT. Bank Aladin Syariah Tbk. | 3,46 jt lot | 2,08 jt lot | +1,37 jt lot | |
| 5 | PT. Astrindo Nusantara Infrastruktur Tbk. | 62,50 jt lot | 61,26 jt lot | +1,24 jt lot |
| No | Saham | Perusahaan | Asing Net Sell (lot) | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Bukalapak.com Tbk. | -4,68 jt lot | Rp 97 ( 2.11% ) | |
| 2 | PT. Bumi Resources Tbk. | -1,05 jt lot | Rp 141 ( 3.68% ) | |
| 3 | PT. Mitra Adiperkasa Tbk. | -854,4 rb lot | Rp 1.525 ( 0.99% ) | |
| 4 | PT. Bank Rakyat Indonesia (Persero) Tbk. | -694,7 rb lot | Rp 2.780 ( 0.36% ) | |
| 5 | PT. Dian Swastatika Sentosa Tbk | -454,1 rb lot | Rp 775 ( 1.90% ) |
| No | Saham | Perusahaan | Volume (lot) | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Merdeka Battery Materials Tbk. | 14,18 M lot | Rp 496 ( 3.77% ) | |
| 2 | PT. Bintang Mitra Semestaraya Tbk | 6,85 M lot | Rp 304 ( 7.80% ) | |
| 3 | PT. GoTo Gojek Tokopedia Tbk. | 4,94 M lot | Rp 50 ( 0.00% ) | |
| 4 | PT. Asri Karya Lestari Tbk. | 2,18 M lot | Rp 199 ( 0.50% ) | |
| 5 | PT. Bakrie & Brothers Tbk | 1,17 M lot | Rp 89 ( 11.25% ) | |
| No | Saham | Perusahaan | Nominal (Rp) | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Merdeka Battery Materials Tbk. | Rp 677,80 M | Rp 496 ( 3.77% ) | |
| 2 | PT. Bank Central Asia Tbk. | Rp 432,49 M | Rp 6.200 ( 0.40% ) | |
| 3 | PT. Bintang Mitra Semestaraya Tbk | Rp 193,23 M | Rp 304 ( 7.80% ) | |
| 4 | PT. Pacific Strategic Financial Tbk. | Rp 67,53 M | Rp 660 ( 0.76% ) | |
| 5 | PT. Sinarmas Multiartha Tbk. | Rp 62,76 M | Rp 21.500 ( 0.00% ) | |
Ukuran Profitabilitas di Balik Setiap Polis: Analisis New Business Margin dalam Saham Asuransi Jiwa
Dua perusahaan asuransi jiwa melaporkan kinerja tahun 2024. Perusahaan A mencatat pertumbuhan premi baru 25%, sementara Perusahaan B hanya 10%. Investor berbondong-bondong membeli saham Perusahaan A. Namun setahun kemudian, harga saham Perusahaan A justru turun sementara Perusahaan B naik. Apa yang terjadi? Ternyata, Perusahaan A mengejar volume dengan menjual produk bermargin rendah (bahkan negatif setelah memperhitungkan biaya), sementara Perusahaan B fokus pada produk berkualitas tinggi dengan margin gemuk. Perusahaan A memiliki New Business Margin 2%. Perusahaan B memiliki New Business Margin 12%. Pasar menghargai profitabilitas, bukan sekadar volume. Dalam artikel sebelumnya kita membahas Value of New Business (VNB) secara keseluruhan. Sekarang kita akan fokus pada New Business Margin—rasio yang mengukur seberapa menguntungkan setiap rupiah premi baru yang berhasil dijual perusahaan asuransi jiwa. Apa Itu New...