| No | Saham | Perusahaan | Harga | Kenaikan |
|---|---|---|---|---|
| 1 | PT. Wahana Interfood Nusantara Tbk. | Rp 172 | 34.38% | |
| 2 | PT. Pelayaran Nasional Bina Buana Raya Tbk. | Rp 130 | 28.71% | |
| 3 | PT. Minna Padi Investama Sekuritas Tbk. | Rp 77 | 28.33% | |
| 4 | PT. Estika Tata Tiara Tbk. | Rp 160 | 25.98% | |
| 5 | PT. Cipta Selera Murni Tbk. | Rp 73 | 23.73% |
| No | Saham | Perusahaan | Harga | Penurunan |
|---|---|---|---|---|
| 1 | PT. Kian Santang Muliatama Tbk. | Rp 154 | 14.92% | |
| 2 | PT. Multi Medika Internasional Tbk. | Rp 464 | 14.86% | |
| 3 | PT. Metropolitan Land Tbk. | Rp 510 | 13.56% | |
| 4 | PT. MNC Sky Vision Tbk. | Rp 57 | 12.31% | |
| 5 | PT. Aracord Nusantara Group Tbk. | Rp 930 | 12.26% |
| No | Saham | Volume Hari Ini | Rata-Rata Volume 5 Hari Sebelumnya | Volume Spike (x) | Harga |
|---|---|---|---|---|---|
| 1 | 103,381,400 | 5,722,320 | 18.07x | 73 ( 23.73 % ) | |
| 2 | 51,278,100 | 2,857,920 | 17.94x | 99 ( 13.79 % ) | |
| 3 | 142,647,600 | 13,095,260 | 10.89x | 130 ( 28.71 % ) | |
| 4 | 171,100 | 15,960 | 10.72x | 680 ( 3.82 % ) | |
| 5 | 14,435,500 | 1,457,940 | 9.90x | 109 ( 9.00 % ) |
| No | Saham | Perusahaan | Naik | Harga | Win Rate |
|---|---|---|---|---|---|
| 1 | PT. Impack Pratama Industri Tbk. | 19 Hari | 1,390 (0.72%) | 63.33 % | |
| 2 | PT. Bintang Samudera Mandiri Lines Tbk. | 18 Hari | 488 (0.83%) | 60.00 % | |
| 3 | PT. Pinago Utama Tbk. | 18 Hari | 3,430 (1.18%) | 60.00 % | |
| 4 | PT. FAP Agri Tbk. | 17 Hari | 7,375 (0.00%) | 56.67 % | |
| 5 | PT. BFI Finance Indonesia Tbk. | 16 Hari | 745 (1.36%) | 53.33 % |
| No | Saham | Perusahaan | Harga Awal | Harga Akhir | Profit |
|---|---|---|---|---|---|
| 1 | PT. Fortune Indonesia Tbk | 1,400 | 3,000 | 114.29 % | |
| 2 | PT. Mega Perintis Tbk. | 336 | 575 | 71.13 % | |
| 3 | PT. Kian Santang Muliatama Tbk. | 98 | 154 | 57.14 % | |
| 4 | PT. Akasha Wira International Tbk. | 21,750 | 33,850 | 55.63 % | |
| 5 | PT. Aman Agrindo Tbk. | 426 | 600 | 40.85 % |
| No | Saham | Perusahaan | Value (Rp) | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Chandra Asri Pacific Tbk. | Rp 829,11 M | Rp 1.680 ( 1.51% ) | |
| 2 | PT. Bank Rakyat Indonesia (Persero) Tbk. | Rp 815,87 M | Rp 2.670 ( 2.20% ) | |
| 3 | PT. Bank Central Asia Tbk. | Rp 702,85 M | Rp 5.600 ( 0.90% ) | |
| 4 | PT. Bank Mandiri (Persero) Tbk. | Rp 542,93 M | Rp 3.810 ( 1.04% ) | |
| 5 | PT. Barito Pacific Tbk. | Rp 537,54 M | Rp 1.380 ( 7.39% ) |
| No | Saham | Perusahaan | Volume (lot) | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Bumi Resources Tbk. | 20,83 M lot | Rp 135 ( 2.27% ) | |
| 2 | PT. Bakrie & Brothers Tbk | 8,84 M lot | Rp 90 ( 7.14% ) | |
| 3 | PT. Bumi Resources Minerals Tbk. | 8,37 M lot | Rp 476 ( 0.42% ) | |
| 4 | PT. Darma Henwa Tbk | 7,20 M lot | Rp 292 ( 2.82% ) | |
| 5 | PT. Minna Padi Investama Sekuritas Tbk. | 5,97 M lot | Rp 77 ( 28.33% ) |
| No | Saham | Perusahaan | Frekuensi | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Bank Rakyat Indonesia (Persero) Tbk. | 73,6K | Rp 2.670 ( 2.20% ) | |
| 2 | PT. Chandra Asri Pacific Tbk. | 69,1K | Rp 1.680 ( 1.51% ) | |
| 3 | PT. Barito Pacific Tbk. | 57,1K | Rp 1.380 ( 7.39% ) | |
| 4 | PT. Bumi Resources Minerals Tbk. | 45,8K | Rp 476 ( 0.42% ) | |
| 5 | PT. Bumi Resources Tbk. | 41,1K | Rp 135 ( 2.27% ) |
| No | Saham | Perusahaan | Asing Net Buy (lot) | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Bumi Resources Tbk. | +844,6 rb lot | Rp 135 ( 2.27% ) | |
| 2 | PT. Astrindo Nusantara Infrastruktur Tbk. | +844,5 rb lot | Rp 114 ( 1.79% ) | |
| 3 | PT. Petrindo Jaya Kreasi Tbk. | +810,5 rb lot | Rp 620 ( 16.98% ) | |
| 4 | PT. Dian Swastatika Sentosa Tbk | +725,0 rb lot | Rp 820 ( 3.14% ) | |
| 5 | PT. Barito Pacific Tbk. | +472,4 rb lot | Rp 1.380 ( 7.39% ) |
| No | Saham | Perusahaan | Total Buy | Total Sell | Net Buy |
|---|---|---|---|---|---|
| 1 | PT. GoTo Gojek Tokopedia Tbk. | 87,91 jt lot | 17,33 jt lot | +70,58 jt lot | |
| 2 | PT. Puradelta Lestari Tbk. | 16,08 jt lot | 9,69 jt lot | +6,38 jt lot | |
| 3 | PT. Astrindo Nusantara Infrastruktur Tbk. | 79,94 jt lot | 75,91 jt lot | +4,03 jt lot | |
| 4 | PT. Merdeka Copper Gold Tbk. | 15,90 jt lot | 12,01 jt lot | +3,89 jt lot | |
| 5 | PT. Sentul City Tbk. | 20,16 jt lot | 16,36 jt lot | +3,80 jt lot |
| No | Saham | Perusahaan | Asing Net Sell (lot) | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Bank Rakyat Indonesia (Persero) Tbk. | -1,31 jt lot | Rp 2.670 ( 2.20% ) | |
| 2 | PT. Bakrie & Brothers Tbk | -773,7 rb lot | Rp 90 ( 7.14% ) | |
| 3 | PT. Bank Mandiri (Persero) Tbk. | -645,3 rb lot | Rp 3.810 ( 1.04% ) | |
| 4 | PT. Chandra Asri Pacific Tbk. | -538,1 rb lot | Rp 1.680 ( 1.51% ) | |
| 5 | PT. Minna Padi Investama Sekuritas Tbk. | -464,2 rb lot | Rp 77 ( 28.33% ) |
| No | Saham | Perusahaan | Volume (lot) | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Bumi Resources Tbk. | 2,42 M lot | Rp 135 ( 2.27% ) | |
| 2 | PT. GoTo Gojek Tokopedia Tbk. | 1,85 M lot | Rp 50 ( 0.00% ) | |
| 3 | PT. Metropolitan Land Tbk. | 1,72 M lot | Rp 510 ( 13.56% ) | |
| 4 | PT. Wilton Makmur Indonesia Tbk. | 1,60 M lot | Rp 40 ( 8.11% ) | |
| 5 | PT. Futura Energi Global Tbk. | 1,14 M lot | Rp 164 ( 1.20% ) | |
| No | Saham | Perusahaan | Nominal (Rp) | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Indosat Tbk. | Rp 161,50 M | Rp 1.795 ( 3.76% ) | |
| 2 | PT. Metropolitan Land Tbk. | Rp 103,95 M | Rp 510 ( 13.56% ) | |
| 3 | PT. Sinarmas Multiartha Tbk. | Rp 55,64 M | Rp 21.875 ( 0.00% ) | |
| 4 | PT. Bumi Resources Tbk. | Rp 44,15 M | Rp 135 ( 2.27% ) | |
| 5 | PT. Pacific Strategic Financial Tbk. | Rp 20,40 M | Rp 625 ( 2.46% ) | |
Mesin Pertumbuhan Tersembunyi: Memahami Value of New Business (VNB) dalam Saham Asuransi Jiwa
Seorang investor sedang membandingkan dua perusahaan asuransi jiwa. Keduanya melaporkan laba bersih yang hampir sama. Keduanya memiliki rasio Price to Embedded Value (P/EV) yang mirip. Namun satu perusahaan harganya terus naik, sementara yang lain stagnan. Apa bedanya? Jawabannya terletak pada Value of New Business (VNB) —metrik yang mengukur nilai yang diciptakan dari penjualan polis asuransi baru. Perusahaan pertama memiliki VNB yang tumbuh 25% per tahun. Perusahaan kedua hanya 5%. Pasar menghargai perusahaan yang mampu menciptakan nilai berkelanjutan dari polis baru, bukan hanya mengelola polis lama. Dalam artikel sebelumnya, kita membahas tentang Embedded Value (EV) —nilai dari polis yang sudah ada. Artikel ini akan membahas Value of New Business (VNB) —nilai dari polis yang baru dijual, yang merupakan mesin pertumbuhan perusahaan asuransi jiwa. Apa Itu Value...