| No | Saham | Perusahaan | Harga | Kenaikan |
|---|---|---|---|---|
| 1 | PT. Yanaprima Hastapersada Tbk | Rp 1.200 | 25.00% | |
| 2 | PT. Dana Brata Luhur Tbk. | Rp 1.375 | 25.00% | |
| 3 | PT. Asia Sejahtera Mina Tbk. | Rp 1.605 | 24.90% | |
| 4 | PT. Calculus Global Ventures Tbk. | Rp 464 | 22.11% | |
| 5 | PT. Bayan Resources Tbk. | Rp 14.400 | 20.00% |
| No | Saham | Perusahaan | Harga | Penurunan |
|---|---|---|---|---|
| 1 | PT. Bersama Mencapai Puncak Tbk. | Rp 390 | 14.85% | |
| 2 | PT. Multitrend Indo Tbk. | Rp 232 | 14.71% | |
| 3 | PT. Graha Prima Mentari Tbk. | Rp 195 | 9.72% | |
| 4 | PT. Duta Anggada Realty Tbk. | Rp 166 | 8.79% | |
| 5 | PT. Bach Multi Global Tbk. | Rp 466 | 8.63% |
| No | Saham | Volume Hari Ini | Rata-Rata Volume 5 Hari Sebelumnya | Volume Spike (x) | Harga |
|---|---|---|---|---|---|
| 1 | 921,000 | 53,740 | 17.14x | 230 ( 0.88 % ) | |
| 2 | 2,826,700 | 166,620 | 16.96x | 216 ( 5.88 % ) | |
| 3 | 20,352,100 | 1,637,820 | 12.43x | 2,010 ( 6.63 % ) | |
| 4 | 6,517,000 | 570,280 | 11.43x | 216 ( 3.85 % ) | |
| 5 | 59,010,000 | 6,060,640 | 9.74x | 99 ( 6.45 % ) |
| No | Saham | Perusahaan | Naik | Harga | Win Rate |
|---|---|---|---|---|---|
| 1 | PT. Harapan Duta Pertiwi Tbk. | 22 Hari | 228 (2.70%) | 73.33 % | |
| 2 | PT. Gudang Garam Tbk. | 21 Hari | 20,200 (0.87%) | 70.00 % | |
| 3 | PT. Abadi Lestari Indonesia Tbk. | 20 Hari | 4,510 (0.22%) | 66.67 % | |
| 4 | PT. Indo Tambangraya Megah Tbk. | 20 Hari | 25,000 (2.35%) | 66.67 % | |
| 5 | PT. Archi Indonesia Tbk. | 20 Hari | 1,225 (2.08%) | 66.67 % |
| No | Saham | Perusahaan | Harga Awal | Harga Akhir | Profit |
|---|---|---|---|---|---|
| 1 | PT. Asia Sejahtera Mina Tbk. | 202 | 1,605 | 694.55 % | |
| 2 | PT. Alakasa Industrindo Tbk | 510 | 2,610 | 411.76 % | |
| 3 | PT. Intermedia Capital Tbk. | 70 | 280 | 300.00 % | |
| 4 | PT. Era Media Sejahtera Tbk. | 118 | 294 | 149.15 % | |
| 5 | PT. Saranacentral Bajatama Tbk. | 161 | 362 | 124.84 % |
| No | Saham | Perusahaan | Value (Rp) | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Petrindo Jaya Kreasi Tbk. | Rp 871,10 M | Rp 825 ( 1.79% ) | |
| 2 | PT. Chandra Asri Pacific Tbk. | Rp 861,37 M | Rp 2.010 ( 2.43% ) | |
| 3 | PT. Dian Swastatika Sentosa Tbk | Rp 550,61 M | Rp 1.005 ( 1.52% ) | |
| 4 | PT. TIMAH (Persero) Tbk. | Rp 520,68 M | Rp 3.890 ( 4.57% ) | |
| 5 | PT. Bank Rakyat Indonesia (Persero) Tbk. | Rp 369,76 M | Rp 3.120 ( 0.32% ) |
| No | Saham | Perusahaan | Volume (lot) | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Bumi Resources Tbk. | 20,31 M lot | Rp 181 ( 1.69% ) | |
| 2 | PT. Bakrie & Brothers Tbk | 15,24 M lot | Rp 101 ( 2.02% ) | |
| 3 | PT. Gaya Abadi Sempurna Tbk. | 13,73 M lot | Rp 102 ( 15.91% ) | |
| 4 | PT. Garuda Indonesia (Persero) Tbk. | 12,49 M lot | Rp 76 ( 5.56% ) | |
| 5 | PT. Petrindo Jaya Kreasi Tbk. | 10,28 M lot | Rp 825 ( 1.79% ) |
| No | Saham | Perusahaan | Frekuensi | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Petrindo Jaya Kreasi Tbk. | 88,5K | Rp 825 ( 1.79% ) | |
| 2 | PT. Chandra Asri Pacific Tbk. | 71,9K | Rp 2.010 ( 2.43% ) | |
| 3 | PT. Gaya Abadi Sempurna Tbk. | 63,1K | Rp 102 ( 15.91% ) | |
| 4 | PT. Bersama Mencapai Puncak Tbk. | 36,7K | Rp 390 ( 14.85% ) | |
| 5 | PT. Dian Swastatika Sentosa Tbk | 35,0K | Rp 1.005 ( 1.52% ) |
| No | Saham | Perusahaan | Asing Net Buy (lot) | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Bumi Resources Tbk. | +1,59 jt lot | Rp 181 ( 1.69% ) | |
| 2 | PT. Bakrie & Brothers Tbk | +789,6 rb lot | Rp 101 ( 2.02% ) | |
| 3 | PT. Sinergi Inti Andalan Prima Tbk. | +650,4 rb lot | Rp 234 ( 4.46% ) | |
| 4 | PT. Graha Andrasentra Propertindo Tbk. | +402,6 rb lot | Rp 89 ( 2.20% ) | |
| 5 | PT. Garuda Indonesia (Persero) Tbk. | +358,8 rb lot | Rp 76 ( 5.56% ) |
| No | Saham | Perusahaan | Total Buy | Total Sell | Net Buy |
|---|---|---|---|---|---|
| 1 | PT. GoTo Gojek Tokopedia Tbk. | 15,32 jt lot | 1,34 jt lot | +13,99 jt lot | |
| 2 | PT. Barito Pacific Tbk. | 15,50 jt lot | 12,03 jt lot | +3,47 jt lot | |
| 3 | PT. Intermedia Capital Tbk. | 28,53 jt lot | 25,72 jt lot | +2,81 jt lot | |
| 4 | PT. TIMAH (Persero) Tbk. | 5,82 jt lot | 3,26 jt lot | +2,56 jt lot | |
| 5 | PT. Erajaya Swasembada Tbk. | 9,04 jt lot | 6,73 jt lot | +2,31 jt lot |
| No | Saham | Perusahaan | Asing Net Sell (lot) | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Petrindo Jaya Kreasi Tbk. | -1,54 jt lot | Rp 825 ( 1.79% ) | |
| 2 | PT. Chandra Asri Pacific Tbk. | -1,31 jt lot | Rp 2.010 ( 2.43% ) | |
| 3 | PT. DMS Propertindo Tbk. | -924,7 rb lot | Rp 177 ( 3.28% ) | |
| 4 | PT. Visi Media Asia Tbk. | -482,4 rb lot | Rp 61 ( 5.17% ) | |
| 5 | PT. Garuda Maintenance Facility Aero Asia Tbk. | -405,5 rb lot | Rp 59 ( 1.67% ) |
| No | Saham | Perusahaan | Volume (lot) | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. Bakrie & Brothers Tbk | 41,46 M lot | Rp 101 ( 2.02% ) | |
| 2 | PT. GoTo Gojek Tokopedia Tbk. | 37,47 M lot | Rp 50 ( 0.00% ) | |
| 3 | PT. Royal Prima Tbk. | 1,36 M lot | Rp 113 ( 0.00% ) | |
| 4 | PT. Super Bank Indonesia Tbk. | 1,20 M lot | Rp 535 ( 0.93% ) | |
| 5 | PT. NexAI Digital Infrastruktur Tbk. | 692,5 K lot | Rp 9.975 ( 3.64% ) | |
| No | Saham | Perusahaan | Nominal (Rp) | Harga (G/L) |
|---|---|---|---|---|
| 1 | PT. NexAI Digital Infrastruktur Tbk. | Rp 495,94 M | Rp 9.975 ( 3.64% ) | |
| 2 | PT. Bakrie & Brothers Tbk | Rp 417,44 M | Rp 101 ( 2.02% ) | |
| 3 | PT. GoTo Gojek Tokopedia Tbk. | Rp 94,57 M | Rp 50 ( 0.00% ) | |
| 4 | PT. Sinarmas Multiartha Tbk. | Rp 62,80 M | Rp 20.175 ( 0.00% ) | |
| 5 | PT. Bank Central Asia Tbk. | Rp 52,95 M | Rp 6.350 ( 0.39% ) | |
NPL (Non Performing Loan): Mengukur Risiko Kredit Macet Sebelum Membeli Saham Bank
Dalam dunia investasi saham perbankan, keuntungan besar sering kali datang dari penyaluran kredit yang masif. Namun, di balik setiap rupiah kredit yang disalurkan, ada risiko bahwa debitur tidak mampu membayar kembali. Risiko inilah yang ditangkap oleh rasio NPL (Non Performing Loan) atau yang akrab disebut kredit macet. Banyak investor pemula terlalu fokus pada laba bersih atau pertumbuhan kredit, tanpa menyadari bahwa kredit macet yang membengkak bisa menghapus seluruh keuntungan dalam hitungan kuartal. Artikel ini akan membahas secara mendalam apa itu NPL, bagaimana dampaknya terhadap harga saham, serta strategi cerdas membaca rasio ini sebelum memutuskan investasi. Apa Itu NPL? Non Performing Loan (NPL) adalah rasio yang mengukur proporsi kredit bermasalah terhadap total kredit yang disalurkan bank. Suatu kredit dikategorikan sebagai NPL jika debitur telah gagal membayar...